The Social Security Administration (SSA) has confirmed a slight change in the Social Security Disability Insurance (SSDI) payment schedule for November 2024, particularly for those who usually receive their benefits on the 3rd of the month.
This adjustment is due to the date falling on a weekend, affecting some beneficiaries. Here’s everything you need to know about the new SSDI payment dates for November, including who will get their check earlier.
Why Is There a Payment Date Change?
Normally, SSDI beneficiaries who also receive Supplemental Security Income (SSI) or started receiving SSDI benefits before May 1997 are paid on the 3rd of the month.
However, since November 3, 2024, falls on a Sunday, when banks and SSA offices are closed, the payment will be moved to November 1, a Friday.
This change ensures that those recipients receive their money without delay.
Who Will Get Their SSDI Check Early in November?
The November 1 payday will apply to the following groups:
- Recipients who get both SSI and SSDI benefits.
- SSDI beneficiaries who started receiving their benefits before May 1997.
For these groups, the November 1 payment will replace the originally scheduled November 3 payment.
SSDI Payment Schedule for November
For those who don’t receive both SSI and SSDI or didn’t start receiving SSDI before May 1997, the regular Wednesday payment schedule will apply. Here’s how it breaks down:
- November 13, 2024: Recipients with birthdays between the 1st and 10th of any month will receive their SSDI payment on this day.
- November 20, 2024: Those whose birthdays fall between the 11th and 20th of any month will receive their payment on this date.
- November 27, 2024: Finally, beneficiaries whose birthdays are between the 21st and 31st will get their payment on this day.
Who Will Receive Payments on November 1?
To receive your SSDI payment early on November 1, you must meet one of the following criteria:
- Receive both SSI and SSDI benefits.
- Have started receiving SSDI before May 1997.
If you fit into either of these categories, the SSA will automatically send your payment on November 1 instead of November 3, so no action is needed on your part.
SSDI Payments and the 2025 COLA
It’s important to note that the November SSDI payments will not include the 2025 Cost of Living Adjustment (COLA).
The COLA increase will take effect starting with the January 2025 payment. Recipients will need to wait until then to see any increase in their benefits due to the COLA adjustment.
Key Takeaways
- November 1, 2024: SSDI beneficiaries who usually get paid on the 3rd will receive their payment early due to the weekend.
- November 13, 2024: SSDI recipients with birthdays between the 1st and 10th will receive their payment on this date.
- November 20, 2024: Payments for birthdays between the 11th and 20th.
- November 27, 2024: Payments for birthdays between the 21st and 31st.
If you’re unsure of your payment date, reviewing these schedules can help you plan accordingly, especially as we approach the holiday season.
Keep in mind that while November brings an early payment for some, the 2025 COLA increase will not take effect until January 2025.
FAQs
Who will receive their SSDI payment early in November?
SSDI recipients who also receive SSI or started receiving SSDI before May 1997 will get their payment on November 1.
Why are SSDI payments being issued on November 1 instead of November 3?
The payment date was changed because November 3 falls on a Sunday, and SSA offices and banks are closed.
When will SSDI beneficiaries see the 2025 COLA increase?
The COLA increase will take effect with the January 2025 payments.
What is the SSDI payment schedule for November 2024?
SSDI payments are scheduled for November 1, 13, 20, and 27, depending on your birthdate.
Do I need to take any action to receive my November SSDI payment?
No, the SSA will automatically issue your payment according to the updated schedule.
