The 2025 Cost of Living Adjustment (COLA) for the Supplemental Nutrition Assistance Program (SNAP) became effective on October 1, 2024.
This increase has brought changes to the maximum SNAP benefits amounts, which will remain consistent through September 30, 2025. With this adjustment, SNAP recipients across the country can expect updated payment amounts in November, depending on their household size and location.
Here’s an overview of the payment schedule for November 2024 and how much you could receive based on the new COLA increase.
November Payment Schedule
SNAP payments are distributed according to each state’s schedule, which varies across the U.S. Some states send payments on a single day, while others distribute them over several days.
States with Single Payment Days
- Alaska: November 1
- Rhode Island: November 1
- Vermont: November 1
- North Dakota: November 1
- South Dakota: November 10
States with Staggered Payment Days
- Alabama: November 4–23
- Arizona: November 1–13
- California: November 1–10
- Colorado: November 1–10
- Florida: November 1–28
- Georgia: November 5–23
- Indiana: November 5–23
- Maryland: November 4–23
- Texas: November 1–28
- Washington: November 1–20
Example of Payment Dates:
| State | Payment Days |
|---|---|
| Alabama | Nov 4–23 |
| California | Nov 1–10 |
| Florida | Nov 1–28 |
| Indiana | Nov 5–23 |
| Texas | Nov 1–28 |
These payment schedules differ between states, and payments may be distributed via direct deposit to EBT cards or physical checks depending on the state and applicant’s preferences.
SNAP Benefit Amounts After 2025 COLA
The maximum SNAP benefit amount depends on your location and household size. The 2025 COLA increase has adjusted these amounts to account for inflation and rising living costs.
Maximum SNAP Benefit for 48 Contiguous States
- Single person: $292
- Family of four: $975
- Family of eight: $1,756
Higher Benefits for States and Territories with Higher Costs of Living
Certain states and territories with higher costs of living—such as Alaska, Hawaii, Guam, and the U.S. Virgin Islands—receive higher maximum amounts.
| Location | Single Person | Family of Four | Family of Eight |
|---|---|---|---|
| 48 States | $292 | $975 | $1,756 |
| Hawaii | $517 | $1,723 | $3,102 |
| Alaska | $586 | $1,953 | $3,516 |
| U.S. Virgin Islands | $430 | $1,437 | $2,800 |
These elevated amounts reflect the significantly higher costs of groceries, energy, and other essential needs in these areas.
How to Check Your SNAP Payment
If you want to verify your payment date or amount, most states provide online tools or apps where you can check the status of your benefits.
For example, the MyACCESS portal or similar platforms allow you to stay informed about your SNAP benefits.
Why the COLA Adjustment Matters
The COLA increase ensures that SNAP benefits remain aligned with the rising costs of living, especially with inflation driving up food prices.
This adjustment helps low-income families maintain access to essential groceries, which are becoming increasingly expensive across the U.S. The 2025 COLA has led to significant increases in maximum benefits, which could be especially crucial during the holiday season when families tend to spend more on food.
FAQs
When will I receive my SNAP benefits in November 2024?
Your payment date depends on your state. Check your state’s specific schedule.
How much is the maximum SNAP benefit for a family of four?
A family of four can receive up to $975 in the 48 states, and higher in Alaska or Hawaii.
Can I check my SNAP payment online?
Yes, most states offer online tools like MyACCESS to track your payment.
Are the November payments affected by the 2025 COLA increase?
Yes, the COLA increase, effective October 2024, will reflect in November payments.
What states receive higher SNAP benefits due to the cost of living?
Alaska, Hawaii, Guam, and the U.S. Virgin Islands have higher maximum benefit amounts.
